Pacific Federal Credit Union is a member-owned, not-for-profit, financial cooperative serving the financial needs of more than 2,790 members. Our credit union was founded in 1956 and its assets now exceed $17 million. We invite you to browse our Web site to learn about the benefits of credit union membership and who can join our Credit Union.

Pacific Federal Credit Union is one of the safest financial institutions in the nation. Its members' funds are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

Our goal is to offer our members the best rates and the finest financial services available today, along with friendly, personal service. We are able to do this because of the unique, non-profit, cooperative nature of credit unions. Credit unions are "People Helping People" organizations, and our philosophy is "Not for profit, not for charity, but for service."

Reduce Holiday Debt Rates with VISA!

PFCU Offers Rates as low as 7.9% APR*

Are you making payments to other lenders on your holiday expenses at higher rates than 7.9% APR? Let your Pacific Federal Credit Union reduce the amount of interest you’ll pay on those debts! Transfer your balances to a PFCU VISA Card and consolidate all those high-rate debts into one lower monthly payment to PFCU.

PFCU continues to offer fixed VISA rates as low as 7.9% APR* with NO ANNUAL FEE! Other credit card issuers have increased their fees or added annual fees, but we haven’t! Our VISA Card has low, fixed rates, no annual fee, a generous grace period on purchases, and worldwide purchasing power. We still offer our qualified members rates as low as 7.9% APR*.

Call us today to open a new PFCU VISA account or to transfer balances from other, more costly cards to your PFCU VISA. Happy New Year!transfer balances from other, more costly cards to your PFCU VISA. Happy New Year!

(909) 594-1866
www.pacificfcu.org

* On approval of credit. The 7.9% rate on purchases is our lowest rate available to well-qualified members. The 7.9% annual percentage rate (APR) finance charge is calculated by multiplying the average daily balance by the daily periodic rate of 0.021644%(corresponding annual percentage rate is 7.9%). The grace period for the new balance of purchases extends to the payment due date. No grace period on cash advances.